Quiz Detail

Q1 . What is your annual taxable household income?

A Less than $100,000

B $100,000 to $250,000

C $250,000 to $500,000

D Above $500,000

Q2 . How long would you need to live before your beneficiary(s) no longer needed the life insurance proceeds?

A Less than 10 years

B 10-20 Years

C Over 20 Years

Q3 . Out of these three possibilities, which one is LEAST important to you?

A Keeping the monthly out of pocket costs as low as possible

B Having options to continue the coverage should my health become a problem

C The financial stability of the insurance company

Q4 . What percentage of your income each month is salary or guaranteed?

A 100%

B 75% to 100%

C 50% to 75%

D Less than 50%

Q5 . What is your risk number? (or risk tolerance)

A Less than 25 (Conservative)

B 25-50 (Moderate)

C 50-75 (Moderately Aggressive)

D Above 75 (Aggressive)

Q6 . Are you currently saving enough in your 401k to get the full matching employer contribution?

A Yes

B No

C I don't get any match from my employer.

D I don't have a retirement plan thru work.

Q7 . How many months of expenses do you normally keep in cash reserves?

A Less than one month

B 1-2 months

C 2-3 months

D More than 3 months

Q8 . How much debt as a percentage of your annual income do you currently carry? (Excluding mortgage)

A Less than 10%

B 10% to 25%

C 25% to 50%

D Above 50%

Q9 . After 401k or other retirement plan contributions, how much do you save as a percentage of your monthly income?

A Less than 10%

B 10% to 25%

C 25% to 50%

D More than 50%

Q10 . What is your credit score?

A Less than 600

B 600-700

C 700-800

D Above 800

Your Policytypeâ„¢ For Life Insurance